Fulfill your dream of owning a home with Pune Core Bank (PCB) Home Loans, starting at Rs. 5 lakh. PCB offers affordable EMI options, making it easier to manage your payments over a longer tenure. Enjoy attractive interest rates that ensure your loan remains cost-effective. The simple and hassle-free application process saves you time and effort. With doorstep service, you can complete the entire loan process from the comfort of your home. PCB Home Loans are designed to meet your financial needs while offering flexible terms. Whether you are a first-time buyer or looking to upgrade, PCB has you covered. Trust in PCB for transparent and customer-friendly home loan solutions. With personalized assistance and expert guidance, owning your dream home is now within reach. Choose Pune Core Bank to make homeownership a reality.

Home Loan Details:

• Loan Amount - Up to Rs.1 cr
• Loan Tenure - Up to 30 years
• Floating Interest Rate - 8.75% to 9.15%
• Fixed Interest Rate - 16%
• Processing Fee - Up to 1% of the loan amount + GST (minimum Rs. 10,000)

Eligible criteria for Home Loans

• 1. Salaries individuals eligible
  • a. Securing a home loan for salaried employees requires a track record of stable employment with reputable organizations.
  • b. Applicants must be over 21 years and under 65 years or the age of retirement by the loan’s end.
  • c. Ensuring that every document needed for the house loan—such as proof of financial stability and employment verification—is carefully examined in order to ensure a successful application.
• 2. Professionals eligible
  • a. Professional applicants, such as doctors, lawyers, chartered accountant, or management consultants etc., are welcome to apply for a home loan
  • b. The age limit is between 21 and 65 years
  • c. The home loan documents list extends to practice for these applicants to ensure credibility and a reliable repayment structure
• 3. Self-employed individuals eligible
  • a. Entrepreneurs and self-employed business owners who want to invest in property must make sure they have all the paperwork needed for a house loan application, including tax filings that demonstrate their steady income.
  • b. The age limit is between 21 and 65 years

As a self-employed manufacturer, retailer, trader, or professional, you face the challenge of balancing daily operations with business growth. Access to readily available funds is crucial for seizing new opportunities. Expanding your business requires financial support, which may not always be easy to secure. That's where we step in to assist, offering solutions tailored to your needs. Our role is to ensure you have the resources necessary for growth, helping you navigate challenges and reach new heights in your business.

Features & Benefits:

• Easy to apply
• Collateral free
• 24x7 business loans

Drive your dream car with PCB, at attractive Interest Rates & flexible repayment tenures.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre-payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque / Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium
• FastTag Available

Apply for Green Car Loan, Let’s Drive towards GREENER Tomorrow

Features & Benefits:

• Interest charged on daily reducing basis
• Attractive interest rate
• Simple documentation
• Easy repayment options – ECS/ Standing Instruction/ Post Dated Cheques
• Speedy loan approval
• Offers Insurance cover at attractive premium
• Fast Tag Available

The associated costs can be overwhelming even if you secure a coveted spot at one of these institutes. At Pune Core Bank (PCB) we believe in your potential and right to quality education that's why we offer to cover 99% of your educational expenses, encompassing course fees, living expenses and travel costs.

Features & Benefits:

• 1. Avail High values loans
  • a. Minimum - Rs. 30000/-
  • b. The loan will cover Hostel Charges, Costs of books, etc.
• 2. Enjoy Attractive Interest Rates
  • a. Get Repo Rate linked Interest Rates

Category & Required Documents:

• Application Form - Duly filled and signed application form with two affixed photographs
• Education Qualification - 10th / 12th marksheet or latest education certificate
• Identity Proof - Aadhar card, Pan card of the student and Parent/Guardian
• Age Proof - Copy Adhar card, Pan card, Voter ID, Passport, Driving Licence
• Residence Proof - Rental agreement, 6 month bank statement of the student/cp-borrower, Copy of Ration card, Gas book, Electricity Bill, Telephone Bill
• Income Proof - Recent salary slips or Form 16 of the Co-applicant, Six month bank statement, Update ITR of two years of borrower and co-applicant.
• Asset and Liabilities - Documents stating the assets and liabilities of the parent / co-borrower/guardian

Use quick loans to invest in your professional practice.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre-payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium

Get a loan for doctors at an attractive interest rate with us.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre - payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium

Features & Benefits:

• Interest charged on daily reducing basis
• No pre - payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium

Now Fulfill your Dream of owning a Two Wheeler.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre - payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium

Pune Core Bank (PCB) offers a quick and convenient solution for turning your dreams into reality with an instant personal loan. Whether you're planning a long-awaited holiday, organizing a special event, or managing unexpected expenses, PCB ensures seamless support. With fast approval and minimal paperwork, you get the funds you need precisely when you need them. PCB's competitive interest rates make borrowing affordable and easy. The flexible repayment options allow you to customize the loan to match your financial situation. You can pay in comfortable installments that fit your budget.

Personal loan details:

• Max Loan Amount - Rs.25 Lakh
• Max Loan Tenure - Tenure from 12 month to 60 month*
• Interest Rate - Starting from 11%p.a.
• Processing Fees - Up to 2% of loan amount + GST

Personal Loan Eligibility Criteria & Documentation

• Personal Loan Eligibility
  • 1. Salaried Employees
    • a. Salaried doctors
    • b. Employees of Public and Private Limited companies
    • c. Government sector employees of including public sector undertaking, Central and Local bodies
  • 2. Minimum age of 21 years
  • 3. Maximum age of 60 years at the time of maturity of the personal loan
  • 4. Minimum set monthly income - Rs. 20,000 for Pune Core Bank (PCB) Customers
• Documents Required for Personal Loan
  • A. Last 6 month bank statements
  • B. 3 latest salary slip with the latest form 16
  • C. KYC documents:
    • i. Adhar Card
    • ii. Pan Card
    • iii. Voter ID
    • iv. Driving License

MCLR Rates

• 1. Fixed Rate Loan - 1 Year MCLR - Spread Over 1 Year MCLR - Effective ROP - Reset
• 2. Personal Loan - 9.35% - 1.80% to 12.70% - 11% to 22% - no Reset

Covers all your personal needs.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre - payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium

Mortgage your needs for a happier future.

Features & Benefits:

• Interest charged on daily reducing basis
• No pre - payment charges for repayment through own source
• Attractive interest rate
• Simple documentation
• Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
• Speedy loan approval
• Offers Insurance cover for all assets at attractive premium