At Pune Core Bank (PCB), we offer a variety of credit cards designed to cater to your diverse financial needs. Whether you're looking for convenience, rewards, or financial flexibility, our credit cards are tailored to enhance your lifestyle and offer unmatched benefits.
With PCB Credit Cards, enjoy exclusive rewards on your purchases, easy access to credit, and secure transactions for both online and offline shopping. Our cards come with competitive interest rates, flexible repayment options, and additional perks such as cashback, discounts on select merchants, and more.
Designed with your convenience in mind, PCB Credit Cards provide a seamless banking experience, ensuring that you manage your finances effortlessly while making the most of every transaction.
Salient Features of Pune Core Bank (PCB) Credit Cards:
- Eligibility Based on Proven Income: Credit cards are issued to individuals with a minimum annual proven income of ₹1.80 Lac.
- No Finance Charges on Fresh Purchases: Enjoy a finance-free period on all fresh purchases, providing flexibility and convenience in managing your expenses.
- Free Lost Card Insurance Cover: Stay protected with complimentary lost card insurance, giving you peace of mind in case of theft or loss.
- Soft Copy of Monthly Bill: Receive an easy-to-access soft copy of your monthly bill directly to your registered email ID, ensuring hassle-free tracking.
- Free Credit Card Period (21-50 Days): Take advantage of the interest-free period ranging from 21 to 50 days, with the option to roll over your balance for added flexibility.
- Global Acceptance: PCB Credit Cards are accepted at millions of locations worldwide, both online and offline, for your convenience.
- Cashback and Rewards: Earn cashback on eligible purchases and redeem reward points for a variety of products and services.
- Flexible Repayment Options: Choose from a range of flexible repayment plans that suit your financial needs and help you manage your credit effectively.
- EMV Chip Security: Enjoy secure transactions with the advanced EMV chip technology, protecting your data against fraud.
- 24/7 Customer Support: Our dedicated customer support team is available round the clock to assist with any queries or issues.
- Contactless Payment Technology: Make quick and secure transactions with contactless payment functionality, ensuring a faster checkout experience.
- Zero Liability on Fraudulent Transactions: In case of unauthorized transactions, you are not liable for any charges, ensuring your account's security.
Service Charges:
- @ 2.5 % per month for all variants on the unpaid balance, if minimum payment due received by due date.
- @ 2.95 % p.m. in case minimum payment due is not made within due date.